Virtual CFO Services
All businesses need expert financial advice in order to thrive. But if you’re a smaller or new business, you may not be able to afford a full-time Chief Financial Officer—which means you’re missing out on vital expertise when you need it most.
Virtual CFO Services to the rescue.
Virtual CFO, sometimes called “fractional CFO,” is a remote consultant who provides high-level outsourced CFO services without the full-time price tag.
Our virtual CFO service help you grow your business with a combination of data-based financial advice, business strategy, strategic relationships, assistance with debt and equity funding, and more.
Does Your Small Business Need a CFO?
An accountant’s job is to prepare timely and accurate financial reports to determine your tax liabilities and current financial health.
A virtual CFO does that and a whole lot more.
By analyzing profitability, planning for business expansion, increasing market share, developing new products and services, and more, a virtual CFO helps you create a financial strategy that will pave a path to future success.
When do you need a fractional CFO?
- If you are looking to grow your business profitably and sustainably
- If you need an expert to lay the groundwork for sound financial systems
- If you want to mitigate risk and ensure the right processes are in place from the start
As your partner in finance, a virtual CFO is an investment in the future health of your company. 
CFO-Level Support at Every Stage of Growth
Our CFO services aren’t an add-on—they’re the engine behind each advisory package.
| Tier | Revenue Range | What You Get |
|---|---|---|
| Startup | Below $100K | Build a strong financial foundation with proper structure, clean books, and early-stage tax guidance |
| Growth | $100K – $500K | Improve financial consistency with structured reporting, proactive tax planning, and clearer visibility |
| Scale | $500K – $1M | Gain real financial visibility with structured systems, better reporting, and more informed decision-making |
| Thrive | $1M – $5M | Strengthen profitability with CFO-level guidance, financial clarity, and more confident strategic decisions |
| Thrive Plus | $2.5M – $5M | Improve financial discipline with advanced tax strategy, structured systems, and ongoing CFO advisory |
| Enterprise | $5M+ | Support complex organizations with strategic financial leadership, advanced tax strategy, and enterprise-level decision support |
Straight Talk’s Virtual CFO Services
Our fractional CFO services play an important role in helping our clients reach their goals.
Services include:
- Financial forecasting: By studying your financial data, industry trends, projections, and business goals, we’ll create projections to help you meet your short and long-term targets.
- Profitability analyses. We identify ways to optimize your profitability by analyzing the various revenue streams of your business.
- Customized KPIs dashboards. We create interactive, at-a-glance charts and graphs that show how your business is performing against your key performance indicators (KPIs).
- Business strategy advising. Bringing an objective, agenda-free perspective, we assess your business goals and challenges and provide with clear guidance for continued growth.
- Cash flow analysis. We perform cash flow analysis and offer solutions if it’s not sufficient to meet your operating expenses.
- Expense management. We create systems to track employee-initiated expenses and implement technology to analyze data for less waste and more efficiency.
- Internal controls consulting. We provide an independent assessment and set up controls that promote accountability and minimize the risk of errors, omissions, delay, and fraud.
- Team training. We provide internal training to ensure that you and your team are united in goals for achieving growth and profitability.
- Other. Our CFO service can also include financial statement audit support, assistance with debt and equity financing, due diligence support, cap table creation and maintenance, accounting staff placement, and accounting software implementation and migration.
Why Choose Straight Talk CPAs?
Our unique approach is based on over three decades of entrepreneurial experience running our own businesses, advising other businesses, and investing substantially in self-education. We have experience on both sides of the table, working as owners and senior executives as well as CFOs in small to mid-size companies.
Our secret sauce is called The Straight Talk Trifecta. We get our clients measurable results by combining and integrating three important principles: real-time financial data, forward-looking advice, and total client focus.
When your entrepreneurial business doesn’t yet need a full-time CFO, Straight Talk’s fractional CFO services can bridge the gap.
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What Our Clients Say
“We doubled our margins in under 12 months. Straight Talk helped us restructure pricing and cut waste. It’s more than accounting—it’s leadership.”
Amanda V., Founder, Creative Agency
“It feels like working with family. From advising on our S-Corp transition to helping me understand key levers, they’ve supported every decision with clarity and care.”
Tyden Rickard, CEO
FAQ
Want to know more about our fractional CFO service?
Simply schedule your free consultation. There is no charge and no obligation.
