Straight Talk CPAs Logo

You know HVAC inside and out. But when it comes to managing cash flow, tracking expenses, and planning for growth, things can get messy fast.


Ever feel like this?

  • You’re bringing in revenue, but somehow cash is always tight.
  • You’re unsure if your service pricing actually covers your costs.
  • You want to hire more techs but don’t know if you can afford it.
  • You keep running into slow seasons that leave you scrambling.


That’s where we come in.


At Straight Talk CPAs, we provide Virtual CFO services built for HVAC contractors—giving you clear financial direction without the cost of a full-time CFO.

CFO services for HVAC Contractors

Why an HVAC Business Needs a Virtual CFO

The HVAC industry is unpredictable—seasonal swings, expensive equipment, and unexpected costs make it tough to keep a steady income. That’s why a solid financial game plan is critical.

Stop the Cash Flow Rollercoaster

We set up steady billing systems so you have money when you need it.

Make Hiring Decisions with Confidence

We show you when it’s the right time to grow your team.

Plan for Equipment Upgrades

We help you finance new vans, tools, and HVAC units—without draining your cash reserves.

How a Virtual CFO Helps Your Business Grow

We don’t just crunch numbers—we help you make smarter business moves that put more money in your pocket.

  • Cash Flow Planning - Tired of waiting on payments? We set up invoicing, payment schedules, and forecasting, so you always have cash on hand.
  • Tax Planning - No more surprise tax bills. We help you stay compliant, maximize deductions, and lower your tax burden.
  • Service Pricing & Profitability Analysis - Are you charging enough for repairs, installs, and maintenance contracts? We break down your costs and set prices that boost profits.
  • Payroll & Hiring Strategies - Thinking of hiring another tech? We run the numbers to see if it’s the right move for your business.
  • Equipment & Expansion Planning - Need to invest in new vans, AC units, or tools? We help you secure financing and manage debt wisely.
  • Billing & Collections Management - Late payments hurt your business. We streamline invoicing so you get paid faster and keep cash flowing.


With a Virtual CFO, you always know where your business stands—and where it’s going next.

Smart Financial Tools That Make Your Life Easier

We don’t just give advice—we set you up with tools that make financial management simple.

AI-Powered Forecasting – Plan for slow seasons, big purchases, and hiring with confidence.

Automated Invoicing & Payments – Say goodbye to late payments with smarter billing systems.

Cloud-Based Dashboards – Check your business finances anytime, anywhere, even on the job.

Why HVAC Businesses Trust Straight Talk CPAs

  • We Know HVAC – We understand seasonal revenue swings, payroll challenges, and equipment financing.
  • No Cookie-Cutter Solutions – Your business is unique, and our strategy is built around your goals.
  • Support at Every Stage – Whether you’re just starting out or running a multi-location HVAC company, we adjust our strategy to fit your needs.


A strong financial foundation gives you the confidence to grow.


What HVAC Business Owners Say

"We were always scrambling for cash in the winter, even though we had a solid business. Straight Talk CPAs set up a plan that smoothed out our income, and now we don’t worry about slow seasons."

— Mike Miller., Owner, Reliable Heating & Cooling


A clear financial plan is the difference between just surviving and building a thriving HVAC business.


Take Control of Your HVAC Finances Today

You didn’t start your HVAC business to spend hours stressing over cash flow, pricing, and taxes—but getting your finances in order is the key to long-term success.


✔ No more cash flow headaches

✔ No more underpricing jobs

✔ No more tax surprises


Schedule a Free Consultation Today, and let’s build a Virtual CFO plan that helps your HVAC business thrive!

Share by: