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You know plumbing like the back of your hand. But when it comes to managing cash flow, setting the right prices, and planning for growth, things get complicated—fast.


Ever feel like this?

  • You’re making money, but cash flow is still a struggle.
  • You’re not sure if you’re charging enough to cover all your costs.
  • You want to hire more plumbers, but you’re not sure if it’s the right time.
  • Slow seasons leave you scrambling to keep the business afloat.


That’s where we come in.


At Straight Talk CPAs, we provide Virtual CFO services designed for plumbing contractors—giving you expert financial guidance without the cost of a full-time CFO.

CFO Services for Plumbing Contractors

Why Your Plumbing Business Needs a Virtual CFO

The plumbing industry isn’t predictable. Seasonal slowdowns, expensive materials, and inconsistent payments can make it tough to keep a steady cash flow. That’s why you need more than just bookkeeping—you need a financial strategy.

No More Cash Flow Rollercoaster

We set up better billing and payment systems, so you have steady income every month.

Hire with Confidence 

Thinking of adding another plumber to your team? We help you determine if your business can afford it.

Plan for Equipment & Van Upgrades

Need new tools, service trucks, or plumbing equipment? We help you finance big purchases without draining your cash reserves.

How a Virtual CFO Helps Your Business Grow

We don’t just crunch numbers—we help you increase profits and scale your business with smart financial decisions.

  • Cash Flow Planning - Late payments? Unpredictable income? We create invoicing and forecasting strategies, so you always have cash on hand—even in slow months.
  • Tax Planning - No more tax surprises. We help you maximize deductions, stay compliant, and lower your tax bill.
  • Service Pricing & Profitability Analysis - Are you charging enough for installs, repairs, and maintenance? We break down your true costs and help you set profitable pricing.
  • Payroll & Hiring Strategies - Thinking of hiring another plumber? We analyze your finances to see if it’s the right time to grow your team.
  • Equipment & Expansion Planning - Need to buy new trucks, tools, or equipment? We help you secure financing and manage debt wisely.
  • Billing & Collections Management - Late invoices slow down your business. We streamline invoicing so you get paid faster and keep cash flowing.



With a Virtual CFO, you always know where your business stands—and where it’s headed next.

Smarter Financial Tools That Make Your Life Easier

We don’t just give advice—we set you up with tools that simplify financial management.

Cloud-Based Dashboards – Check your business finances anytime, anywhere—even on a job site.

Automated Invoicing & Payments – Stop chasing clients for payments. We set up smarter billing systems.

AI-Powered Forecasting – Plan for slow seasons, big purchases, and hiring decisions with real data, not guesswork.

Why Plumbers Trust Straight Talk CPAs

✔ We Know the Plumbing Industry – We understand cash flow struggles, material costs, payroll challenges, and contractor payments.
✔ No One-Size-Fits-All Solutions – Every plumbing business is different. We customize a strategy that fits your goals.
✔ Support at Every Stage – Whether you’re just starting out or running a multi-location plumbing company, we adjust our approach to match your needs.



A strong financial strategy gives you the confidence to grow.

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