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Running an insurance agency isn’t just about closing deals—it’s about making sure your numbers add up at the end of the day. Between tracking commissions, managing carrier payments, and keeping up with ever-changing regulations, handling the financial side of things can feel like an uphill battle.


At Straight Talk CPAs, we know the insurance industry inside and out. Whether you’re an independent broker, run a small agency, or manage a growing firm, we help you stay organized, optimize cash flow, and reduce tax headaches—so you can focus on what you do best: helping your clients.

Accounting Services for Insurance Agencies & Brokers

Making Insurance Accounting Simple (Finally!)

We get it—managing commissions, renewals, and deductions is time-consuming and frustrating. The good news? You don’t have to do it alone. Here’s how we make life easier for insurance professionals like you:

Track Every Commission & Payment

Know exactly what’s coming in from policy sales, renewals, bonuses, and overrides—no more guesswork.

Maximize Tax Savings

From licensing fees and office expenses to lead generation and continuing education, we make sure you’re writing off everything you’re entitled to.

Pinpoint Profitability

Not all policies bring in the same revenue. We help you identify which insurance lines, client segments, and commission structures are making you money—and which ones aren’t.

Tailored Accounting Services for Every Insurance Agency

No two agencies are alike. That’s why we customize our accounting services based on your business model, revenue structure, and growth plans.

  • Commission & Carrier Payment Tracking – Ensure accurate reporting of every dollar coming in from multiple carriers.
  • Expense Management & Categorization – Organize deductions for office space, software, marketing, licensing fees, and more.
  • Payroll & 1099 Contractor Payments – Whether you have full-time staff, independent brokers, or a mix of both, we handle payroll, tax withholdings, and contractor payouts.
  • Scalable Financial Systems – Planning to hire more agents, expand into new insurance lines, or open a second location? We make sure your financial foundation is solid before you grow.



Wherever you’re headed, we help you get there with confidence.

Beyond Accounting: Smart Financial Strategies for Insurance Agencies

We do more than just keep your books in order—we help you run a more profitable, financially secure business.

  • Growth & Expansion Planning – Want to bring on new agents, expand into other states, or add new insurance products? We’ll help you build a financial roadmap.
  • Commission Splits & Pricing Optimization – Make sure your commission structures keep you profitable while remaining competitive.
  • Tax Planning & Financial Forecasting – Avoid cash flow disruptions and unexpected tax bills with proactive financial planning.



With the right strategy in place, you’ll never feel caught off guard by your agency’s financials again.

Tech-Driven Accounting for Insurance Agencies and Brokers

Let’s face it—manual bookkeeping is outdated. We integrate modern financial tools to make tracking commissions, managing expenses, and staying compliant effortless.

Cloud-Based Accounting Access – Log in and check your agency’s financials, commission reports, and tax filings anytime, anywhere.

Automated Invoicing & Payments – Never lose track of carrier payments, commissions, and client billing—we handle it all.

Real-Time Financial Insights – See your cash flow, upcoming expenses, and tax obligations at a glance.

Why Insurance Agencies Trust Straight Talk CPAs

  • We Know the Insurance Industry – Whether you sell life, health, auto, commercial, or specialty insurance, we understand your business model inside and out.
  • Custom Accounting Support – Whether you’re a solo broker, run a property & casualty agency, or manage a multi-line firm, we tailor our approach to fit your exact needs.
  • More Than Just Accountants—We’re Business Partners – We don’t just track your numbers—we help you plan, grow, and scale successfully.


Let’s Build a Stronger Financial Future for Your Agency

Your finances should work for you—not against you. Let’s take the stress out of accounting and build a strategy that helps you grow with confidence.

Schedule a free consultation today and let’s create a financial plan that keeps your agency efficient, compliant, and profitable.

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