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Let’s be real—running an insurance agency is a constant juggling act. You’re tracking commissions, handling renewals, managing a team, and keeping clients happy. And then, on top of it all, there’s the financial side of the business—the taxes, the cash flow, the regulations.


That’s where we come in.


At Straight Talk CPAs, we help insurance agencies and brokers take control of their finances, so they can stay profitable, organized, and compliant—without the stress. Whether you’re an independent broker, running a growing agency, or managing multiple agents, we’ll simplify your accounting, reduce your tax burden, and help you scale with confidence.

Expert CPA Services for Insurance Agencies & Brokers

Why Every Insurance Agency Needs a CPA

Commission & Revenue Tracking

No more missing commissions or confusing payouts. We track policy sales, renewals, carrier bonuses, and agent commissions with precision.

Cash Flow Stability

We help smooth out the ups and downs of unpredictable commission cycles so you can always cover expenses.

Profitability & Growth Strategies

We analyze your numbers to pinpoint the most profitable policies, carriers, and revenue streams—and identify areas for improvement.

Beyond Taxes—A Complete Financial Strategy for Your Agency

Most CPAs just file taxes and move on. We do more.

  • Smart Tax Planning – We don’t just handle tax season—we create a strategy to reduce what you owe all year long.
  • Commission & Override Management – We track agent payouts accurately and make sure your financial structure supports long-term growth.
  • Expense & Billing Optimization – We help you cut unnecessary costs, optimize lead generation expenses, and improve cash flow.
  • Regulatory Compliance & Audit Support – Stay ahead of state and federal insurance tax laws and avoid costly penalties.
  • Financial Forecasting & Budgeting – Planning to hire more agents or expand into new markets? We create a roadmap to help you grow sustainably.



Think of us as your agency’s financial safety net—keeping everything running smoothly while you focus on growing your book of business.

Insurance Accounting Shouldn’t Be This Hard—We Make It Easy

We know you didn’t start your agency because you love spreadsheets and tax forms. That’s why we use tech-driven financial tools to make accounting seamless.

Cloud-Based Accounting – Access your financial reports, commission statements, and tax filings anytime, anywhere.

Automated Invoicing & Payments – No more chasing down unpaid commissions—we make sure every dollar is accounted for.

Real-Time Financial Insights – Get instant access to cash flow data, upcoming expenses, and revenue forecasts so you’re always prepared.

Why Insurance Agencies Trust Straight Talk CPAs

✔ We Know the Insurance Industry – Whether you sell life, health, auto, home, or commercial insurance, we understand how your business works.
✔ Custom-Tailored CPA Services – Every agency is different. We create personalized financial strategies based on your revenue model, commission structure, and growth plans.
✔ More Than Just Accountants—We’re Business Partners – We don’t just crunch numbers. We help you make smart financial decisions that drive long-term success.



What Our Clients Say

"Straight Talk CPAs completely changed how we manage our commissions and tax planning. Their strategies have saved us thousands, and their deep knowledge of the insurance industry gives us confidence in every financial move we make."
— Diane Morgan, Founder, Summit Insurance Group

When your finances are in order, your agency can grow faster and more efficiently.


Let’s Build a Stronger Financial Future for Your Agency

Your finances should support your growth—not slow you down. Let’s take the stress out of accounting and build a strategy that helps you scale with confidence.

✔ Streamline accounting & bookkeeping
✔ Lower tax burdens & maximize deductions
✔ Improve cash flow & increase profitability


Schedule a free consultation today and let’s create a financial plan that keeps your insurance agency profitable and compliant.

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